Check out Mark’s advice first.
We’ve been waiting for rates to come down for a while now. And they did. A little. Then they went up. A little. Now they’ve come back down. A little. (As has been said, “It’s the Economy!”). Here’s the thing: even if rates go down, your dream home won’t be cheaper. Why? Because when rates drop, home prices go up – and it gets exacerbated in markets where there is limited inventory. So, waiting to buy doesn’t help, especially in a market like Austin where there are a lot of buyers and not enough homes. Mark’s advice: If you’ve found a house you love and can afford, buy it! When you borrow with him, he will automatically refinance when rates go down with no lender fees!* (But you can’t refinance the home price.)
Chances are, your dream house is saved in someone else’s favorites list, too. Don’t let it get
away. Proceed to checkout!
*Disclaimer: no lender fees means no fees charged by us, the lender. Third party fees will still apply. As my Grand-Pappy Benjamin Franklin** used to say, “A penny saved is a penny earned” – and no lender fees means earning a LOT of pennies earned. Like, a LOT.
**Second disclaimer: Ol’ Ben isn’t really my Grand-Pappy – but you get the idea.
Hitting “buy” doesn’t have to be scary.
The Mark Smith Team understands that making a huge purchase can be extremely intimidating! But we want to ease that fear. We’re here to walk you through the process step by step to remove any ambiguity and simplify your home buying process. You can start with our mortgage calculator and check our resources for down payment assistance. We’ll even sprinkle in a few bad Dad jokes* to make the process a little more fun.
A motherload of wise words.
May is the month for Mom. In honor of all the wisdom she gave us, we want to share a few do’s and don’ts when you’re jumping in the home buying pool (especially you first – timers!) Don’t do anything drastic! Don’t apply for store credit or a new gym membership, don’t change bank accounts, and don’t get a new mobile phone plan. But do keep being your awesome self… and also keep on top of your monthly credit payments, stay where you are (as in don’t move residences), and call Mark Smith. A new home is the biggest purchase of your life so get the best mortgage lender you can! And call more often. We love to hear from you.
*Did you get Mark’s joke about the roof?
Maybe it went over your head.
Ready to check Mark out? Schedule a free 15-minute chat..