Mark’s got some great advice to Klingon to.
Surprise! Mark is a Star Trek nerd fan! And with the confidence of Kirk, the logic of Spock, and a crush on the communication skills of Uhura, Mark can help get your real estate dreams going at warp speed. Whether it is a new loan or a refi, he’ll set you on a course to build your wealth. Lend long and prosper.
Dammit, Jim! I’m a lender, not a dream crusher!
These bumpy couple of years for interest rates may have you considering giving up your dream of home ownership or refinancing. But Mark knows how to work in a challenging market by taking the time to get to know you, your resources, and your goals. He will assemble a loan package that fits your needs like Kirk’s uniform fits him—just right.
Here are just a few things he can do:
- Figure out just how much you can afford.
- Talk through any credit issues or concerns.
- Discuss down payment options (spoiler alert: cash is not always king).
- Offer no-lender-fee refinancing if rates go lower.
- Help consolidate your major loans (like high-interest car loans) with a refi package that lowers your overall debt burden and increases your cash flow.
- Consider the benefits of a cash-out refi to pay ginormous holiday credit card debt.
Renting is highly illogical.
Yes, gaining equity for your landlord and not yourself is highly illogical. With monthly rent and mortgage payments about the same cost, owning will always give you a financial advantage. By owning your own home, you’re paying down principal and accumulating equity on your own investment—not the landlord’s. Mark’s done the math (naturally). Check it out.