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No time to study confusing interest rates?

Ask Mark. He’s done the home work.

Pop quiz: what’s the interest rate?

The answer is a lot more complicated than it seems. Today’s mortgage market can feel as terrifying as that dream where you are back in math class and haven’t studied. Fortunately, Mark and his team of real estate nerds/experts are wide awake and love to figure out the factors that determine your interest rate.

He’s also got his eye on the dizzying rise and fall of Austin home prices. So go ahead, give him your numbers and he’ll figure it out for you. It’s an easy A.

Google isn’t the answer.

The most FAQ of all home buying FAQs is “what’s the interest rate today?” Don’t rely on a quick Google search to give you the right answer. There are actually seven factors that determine your mortgage interest rate: credit scores, home location, home price and loan amount, down payment, loan term, interest rate type, and loan type. So don’t underrate your rate. Mark has the expertise and resources to give you the right answer based on real factors and real human interaction.

Ok… sometimes Google is the answer.

If you’re a Mark Smith Team client, we would appreciate your Google Review. We are proud of our mortgage knowledge and love taking testimonials.

Location, location, location…. and more locations!

Whether it’s an investment or a vacation oasis, purchasing a second home can be a great way to build long-term wealth. Mortgage rates vary from state to state, however, so it’s important to speak with a lender who knows the local markets. So if you’ve found that dream vacation home outside of Texas and still want to access Mark’s mortgage genius-great news! The Mark Smith Team is now approved to lend in more states than ever. California dreaming? Georgia on your mind? Thinking of leaving all in Vegas (ok, maybe not all)? Mark can make it happen. And although he can’t lend in Hawaii yet, he’s happy to go and scope it out for you…just in case. Check out this latest map of his mortgage land Marks (see what we did there?)

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Schedule a free 15-minute chat to get ahead.