There’s no present like a bright future.
There’s no sugar-coating it: high-interest rates made home buying in 2023 rough. The three words to describe it, and we quote, are “Stink, stank, stunk!” But as Grinchy as it felt, we know the slow market won’t last. At The Mark Smith Team, we are counting our blessings and are grateful for our clients and friends who have weathered the challenges with us. Like every good investor, we’re in business for the long haul.
We’re not (snow) flakey. We don’t melt. We’re ready to (metaphorically) join hands with you and make 2024 a prosperous and happy new year!
That’s a Wrap.
Even in a difficult market, the time-tested strategy of buying when the home price is right and refinancing when the interest rate is right ensures the best outcome. Mark’s fundamentals always ring true: maintain good credit, understand down payment strategy, think long-term, and stick with a lender who loves closure. And you can put a bow on that!
Stocking Up!
Here are great gift ideas for the new homeowner as chosen by the Mark Smith Team. (Unlike the Twelve Days of Christmas, they don’t recommend giving random birds, milkmaids, and definitely nothing that’s “a-leaping”. But they are cool with five golden rings.)
- Nice Bottle of Champagne with Tiffany Glasses
- Evil Queen Candles
- Kitchen Aid Stand Mixer
- Ring Doorbell Camera
- Smart Door Lock
- For our last-minute friends: Home Depot or Lowes e-Gift Cards
Ready to get started? Give Mark a jingle.
Schedule a free 15-minute chat, ya filthy animals!