Listen to your heart.
Unlike what Mama says, life is not always like a box of chocolates. Sometimes you do know what you’re going to get. At least in home buying. Mark’s 30 years of experience and his nerd-level love of analyzing rates and trends mean that he is confident that February is a great time to buy. Why? With rates going down, home prices will be going up. And spring is home buying season so there will be lots of other suitors for your dream home- and far fewer dream homes available in the Austin area — so sellers won’t be offering any concessions.
If you’ve got your heart set on a home, call Mark. He knows how to find the good chocolates in the box (not the gross ones with coconut or that orange stuff).
Love the home, date the rate.
Think of the Mark Smith auto-refi program as a mortgage prenup. If you find something better, you’ll be ready to move on, no strings attached. When you secure your mortgage with the Mark Smith Team, they monitor interest rates and notify you when they have dropped below your current rate. You can then refinance (if you have made at least six mortgage payments since closing) with NO LENDER fees from Mark. If you are already a client of ours, you should have access to Homebot, a great FREE online tool to track and understand your loan.
Little things mean a lot.
Saving money isn’t always about finding big bags of cash. It’s about keeping your eye on the little things (that could add up to a big bag of cash later). Here’s something many homeowners miss: be sure to file for your homestead exemption. This lowers the taxable value of your property which means you will pay less taxes on your home. And the tax assessors will be out soon which means that property taxes will be going up. Another reason to buy now and save.
Make a date with Mark.
Schedule a free 15-minute chat with Mark. No strings attached.