Mark’s your mortgage ghostbuster.
So who are you gonna call? (yes, we went there)
Making the right choice about when and where to buy real estate can be scary. But if you go into the home buying process with a plan, the jump scares can be kept to a minimum. Take it from Mark, a one-time, self-proclaimed champion trick-or-treater, knowing the best neighborhoods, timing your next move, and understanding the tricks of the trade can mean more treats for you down the road (The good kind of treats. Not candy corn or worse, a toothbrush, or anything with coconut, or black licorice, or that really hard gum).
Mark keeps a creepy eye on the market.
Get on Mark’s watch list and he will notify you when it’s the perfect time to refinance.
Don’t get taken for a (hay)ride
The scariest part of home buying can be the unexpected or the unknown that can pop up from anywhere:
- creepy credit report
- eye-popping paperwork
- icky appraisal
- sketchy sellers
- diabolical down payments
Your investment in a home is a big deal, literally and figuratively. That’s why it’s important to shed light on anything spooky that might be lurking on the mortgage road ahead. When you work with an experienced lender like Mark, you can be prepared for each step along the way. With a thorough understanding of your financial position, the local real estate market, and your long-term goals, you can be ready to make the right choice. No surprises. No twist endings.
Crunching the numbers to see what you can afford is a great way to start.
Don’t wait for the Great Pumpkin
As rates rise and fall, it’s tempting to wait for rates in the 3’s and 4’s to come back. Yes, rates are decreasing (or holding steady, for now) but this often means that sellers will increase home prices. If you have found a house you love and you can afford it, buy it. Inventory is low and competition is high and you don’t want to end up with an empty bag. Remember Mark’s maxim: Rates can be refinanced; home prices can’t. That’s why he offers and auto-refi program; you’re eligible after just six months of payments.
Come to think of it, maybe Mark is the Great Pumpkin!
Why doesn’t Mark eat Halloween candy?
Because he wants to keep his ghoulish figure.