Work with Mark and his peeps!
Be audit you can be!
It’s the dreaded tax season (AGH!) but Mark encourages you to look at the silver lining of this big scary tax cloud. Think of ways you can leverage your tax return to avoid debt and build wealth. For instance, you can use your tax refund for a downpayment on a home. You could also use it to pay for home improvements (ahem, pool!) that will build equity in your home and make your life a million times better this summer. On the other hand, if you find yourself owing the IRS this year, a cash-out refi could help free up money to pay the bill. Give Mark a call to talk through your options!
April showers bring May homebuyers.
Looking to sell? NOW is the time to boost your home’s curb appeal to attract potential buyers. Spring and summer are the busiest seasons in real estate. By the time April rolls around, most folks have recovered from the holidays (financially, and also mentally, physically, and *sigh* emotionally) and are finally ready to think about moving. Homebuyers tend to have more flexibility with their schedules in these months, which makes it logistically easier to look for a home. Plus, house-hunting is more fun when the weather’s warmer. It’s easier for people to imagine life in a new home when the grass is green and the flower beds are in full bloom.
Get outside — not outbid!
Local lenders (especially those of us who partner with local realtors, title companies, etc.) are experts on the area you want to live in, and we’re determined to remove any bumps in the road to make your loan process as smooth as possible! Online lending companies and big banks don’t know the specific trends of your neighborhood, and they aren’t as focused on the homebuyer’s experience. They have a bad habit of delaying even the simplest parts of the process, which can cause unnecessary stress and set you up for failure down the road! When you work with a local lender like The Mark Smith Team, we’ll be there throughout the loan process to guide you safely to your destination!